10 High-Paying Banks Affiliate Programs for 2026

The financial sector, especially banks, consistently ranks among the top-converting affiliate niches. Most people are often looking to save, invest, or secure their financial future. Partnering with such programmes allows you to earn a high commission in a market with an already high demand. 

However, you must take measures when choosing the right platform, as this is a highly regulated sector. You must also consider their commission rates and cookie duration to ensure you maximize your affiliate marketing efforts.

Today, we will introduce you to some of the high-paying bank affiliate programmes and guide you on how to choose the best for maximum income. Let's get started. 

List of the Top 10 Banks' Affiliate Programs for 2026

1. Blockchain-Ads affiliate programme - Up to 20% commission on referrals
2. Bankera affiliate programme - $100 for every qualified business
3. Simplii Financial affiliate programme - Up to $1000 for qualified referrals 
4. Tide affiliate programme - $50 commission on successful referral
5. Chase Bank affiliate programme - $50 commission on qualified referral
6. Wise Partnership affiliate programme – From $10 commission on qualified referrals
7. Varo Bank affiliate programme - $100 commission on successful referrals
8. HSBC affiliate programme – Up to $5,000 on successful referrals
9. Chime affiliate programme - $75 commission on each qualified referral
10. WorldRemit affiliate programme - $30 commission on successful referrals

1. Blockchain-Ads Partner Program – 10–20% recurring commission on referrals

Blockchain-Ads is a third‑generation advertising platform built for finance, fintech, iGaming, crypto, SaaS, and other regulated industries that want compliant, performance‑driven growth. The partner program is designed for influencers, consultants, agencies, and media publishers who want to grow revenue without extra workload by managing or recommending campaigns on Blockchain-Ads.​

Why You Should Promote the Blockchain-Ads Affiliate Program

The programme offers a tiered 10–20% ongoing revenue share based on partner level, along with one‑time bonuses for moving clients from competing ad platforms. Partners also get dedicated account management, sales support, free access to Blockchain Analytics, on‑chain custom audiences, reporting APIs. They also get a certified Partner badge that helps you stand out to advertisers in regulated sectors.​

• Commission: 10–20% recurring revenue share based on tier
• Cookie Duration: Not specified
• Payment Methods: Stablecoins
• Products: Full‑stack DSP/ad network, audience targeting & DMP, Nexus AI optimization, on‑chain attribution & analytics, real‑time reporting.

2. Bankera Affiliate Programme - $100 for every qualified business

Bankera is a Lithuania-based digital bank and blockchain-powered financial service provider. The platform offers modern banking alternatives and services to individuals globally. Currently, the company is integrating traditional banking with support for cryptocurrencies and digital currencies issued by the central banks.  

Why You Should Promote the Bankera Affiliate Program

This platform rewards you $100 for referring its services to business clients. You will only receive a commission when your referral activities fall under the business or premium services. So, ensure you target the business-oriented audience. 

• Commission: $100 for every qualified business
• Cookie Duration: Not specified
• Payment Methods: Bank transfer
• Products: Persona and business accounts with IBANS, Visa debit cards, payment processing, corporate solutions, white-label solutions 

3. Simplii Financial Affiliate Programme - Up to $1000 for qualified referrals 

Simplii Financial is a Canadian online-only bank and digital banking division of CIBC, founded in 2017. The platform offers no-fee banking services, credit cards, loans, investments, and global money transfers to over two million clients. 

Why You Should Promote Simplii Financial Affiliate Program

With these platforms, you can earn up to $1,000 just in commission for a successful referral. However, to qualify, the referral must open a No-Fee Account or High-Interest Savings Account, a Cash Back Visa Card, or a Personal Line of Credit and make a minimum deposit of $100 within six months of opening the account. 

• Commission: Up to $1000 for qualified referrals 
• Cookie Duration: 6 months
• Payment Methods: Bank transfer
• Products: Bank accounts, credit cards, loans and mortgages, investments, transfers, and payments

4. Tide Affiliate Programme - $50 commission on successful referral

Tide is a UK-based fintech company that was founded in 2015. This platform provides a range of digital business banking solutions, financial management tools, and services tailored specifically for SMEs.

Why You Should Promote the Tide Affiliate Program

You can earn a $50 commission for every newly onboarded Tide member you refer to the platform. During your partnership, this platform will provide you with complimentary access to a dedicated account management team and a range of creative assets, including banners and links. You will also have robust tracking solutions that allow you to stay well-informed about the activities of your referrals. 

• Commission: $50 commission on successful referral
• Cookie Duration: Not specified
• Payment Methods: Bank transfer
• Products: Business bank accounts, financial management tools, loans and credit options, and business support

5. Chase Bank Affiliate Programme - $50 commission on qualified referral

Chase Bank is a major global financial institution with its headquarters in New York City. The company is part of JPMorgan Chase & Co., one of the largest and oldest financial institutions in the United States and globally. It offers comprehensive banking, investment, and financial services. 

Why You Should Promote the Chase Bank Affiliate Program

You can earn $50 when someone you refer successfully opens an account using your link. Those whom you refer to the platform must be new Chase customers and open a qualifying Chase checking account with qualifying activities using a corresponding coupon. 

• Commission: $50 commission on qualified referral
• Cookie Duration: Not specified
• Payment Methods: Bank transfer
• Products: consumer banking, commercial banking, investment banking, wealth management, and online and mobile banking

6. Wise Partnership Program - From $10 commission on qualified referral

Wise, formerly TransferWise, is a British financial company that was founded in 2011 in London, United Kingdom. This platform offers international money transfer services, multi-currency accounts, and business financial solutions. Wise currently operates in over 80 countries globally and is publicly listed on the London Stock Exchange under the ticker WISE. 

Why You Should Promote the Wise Affiliate Program

Currently, Wise allows you to promote it in three ways. You can join the influencer partnership, business partnership, or website partnership. Regardless of which one you go for, this platform will pay you a minimum of $10 when your referral completes a cross-currency transaction. 

• Commission: From $10 commission on qualified referrals
• Cookie Duration: 30 days
• Payment Methods: Bank transfer, Wise account
• Products: Wise account & card, Wise business, money transfers, 

7. Varo Bank Affiliate Programme - $100 commission on successful referrals

This is a US-based digital neobank that was founded in 2015 in San Francisco, California. The platform offers mobile-first banking services with a focus on financial inclusion. 

Why You Should Promote the Varo Bank Affiliate Program

You receive a $100 commission for each successful referral. Your referral must set up a direct deposit account and deposit at least $500 within 45 days of opening the account. 

• Commission: $100 commission on successful referrals
• Cookie Duration: 45 days
• Payment Methods: Bank transfer
• Products: online bank account, high-yield savings account, believe credit-builder card, quick cash advance, personal line of credit 

8. HSBC Affiliate Programme – Up to $5,000 on successful referrals

HSBC is a leading British multinational bank and financial services company with a worldwide presence. This company was founded in 1865 in Hong Kong to support the growing trade between Asians and Europeans. It has since expanded and now has headquarters at 8 Canada Square, London, and branches in over 62 countries. 

Why You Should Promote the HSBC Affiliate Program

The platform offers you a commission of up to $5,000 on successful referrals made through your unique code. The ones you refer must open a qualifying HSBC Premier checking account and make a deposit. 

• Commission: Up to $5,000 on successful referrals
• Cookie Duration: Not specified
• Payment Methods: Bank transfer
• Products: Retail and private banking, wealth and asset management, credit cards and mortgages, commodities and equity trading, insurance, investment management and private equity, and global banking and institutional services

9. Chime Affiliate Programme - $75 commission on each qualified referral

Chime is a leading U.S. neobank that was founded in 2012. The company offers mobile-first banking services through partnered banks, providing fee-free checking, savings, and secured credit card products.  It serves as a digital alternative to traditional banks, aiming to help consumers, especially those living pay cheque to pay cheque, by offering services without fees, overdraft fees, or minimum balance requirements. 

Why You Should Promote the Chime Affiliate Programme

When you promote its services and products, you receive a $75 commission on the qualified referrals. You also gain free access to promotional banners, ads, and tracking links to help you drive referrals. The platform will also provide you with access to your account's affiliate dashboard, which offers detailed insights and reports on referral performance and earnings.

• Commission: $75 commission on each qualified referral
• Cookie Duration: 30 days
• Payment Methods: Bank transfer
• Products: Chime Visa debit card, spending & savings account, fee-free banking

10. WorldRemit Affiliate Programme - $30 commission on successful referrals

This is a London-based digital money transfer company that started its operations in 2010. The platform began by offering a simple and more affordable alternative to traditional bank transfers and has since expanded to provide fast, secure, and cost-effective international remittance services to over 145 countries. 

Why You Should Promote the WorldRemit Affiliate Program

When you join the affiliate programme, you start by earning a default commission rate of $30. Your commission can increase over time depending on the quality of your traffic. The platform offers you free access to various materials, including creative assets, bespoke promotional codes, and a marketing API. You will also have free access to a dedicated and experienced global affiliate management team. 

• Commission: $30 commission on successful referrals
• Cookie Duration: Not specified
• Payment Methods: Bank transfer

• Products: Bank transfer, cash pickup, mobile money transfer, airtime top-up, and home delivery services

What You Need to Know About Banks' Affiliate Programs

Banking affiliate programmes enable affiliate marketers to earn a commission by promoting banks’ products or services. Here is all you need to know about these programmes.

Understanding Banks' Affiliate Programs

As an affiliate, you register for the programme and receive a unique referral link or code. When someone registers for a bank account, deposits money, or takes an action that is qualifying using your affiliate link or code, you are paid a commission. You will receive the commission as a percentage of their deposit or a fixed amount, as offered by most banks that we've recommended.

Here are the everyday products that you can promote as an affiliate marketer:

• Online savings and checking account
• Services for business banking
• Savings accounts with high yields
• Prepaid debt and credit cards
• Platforms for fintech and neobanks
• Bank accounts with investment links
• Banking solutions for specific groups

Benefits of Banks' Affiliate Programs

Multiple benefits come with the affiliate marketing bank’s programme. They are as follows:

• High commission rates: Bank affiliate programmes are renowned for their high commission rates, making them one of the most lucrative options. From some of these programmes, you can earn up to $5,000 in just one month. Most of the programmes also offer a $100 commission just for referrals.
• Growing market demand: Factors such as the increasing preference for digital financial solutions and the move from traditional banking have led to an expanding audience in the banking niche. More banks are trying to meet consumers' demands, making it a good opportunity for affiliates to earn during this transition.
• Passive income potential: You can partner with more than one bank affiliate programme and make them a good source of passive income. Target those with higher commission rates to ensure you grow your revenue.
• Diverse product range: Now, banks are moving away from being just a money transfer platform. Most are offering savings, interest, wealth management, and investment options, and some have also diversified into trading and currency exchange services. This offer provides numerous solutions that cater to user needs, making your marketing efforts easier.
• Support and marketing materials: Most banks will ensure that they train you and provide guidance on how to market their products. They will also offer branded marketing materials, allowing you to establish yourself as an authority in the market. 

Choosing the Right Bank's Affiliate Program

The platform you choose to partner with will determine your success or failure in affiliate marketing. Here is what to consider before you choose a programme:

• Security and compliance: Banks operate in a highly regulated financial environment. Ensure that the platform you partner with complies with all the rules and regulations in the regions where it operates.
• Tracking and analytics tools: Since this is the primary determinant of whether you will be paid or not, ensure that your partner offers tools that can accurately track your performance. 
• Commission structure: The best platform should offer more than just one commission structure, providing flexibility in choosing the one that works best for you. The available commission structure includes revenue share, CPA, and PPL.
• Cookie duration: Opt for platforms with longer cookie durations, given that this is a financial sector that requires a minimum deposit. They should offer at least three months to deposit. 

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How to Maximise Earnings Through Banks' Affiliate Programs

Here is how to maximise your income as a bank affiliate marketer:

• Select a specific niche: the banking sector is more than just transferring money. You can focus on wealth management and pursue programmes that specifically offer this. This also enables you to have a significant impact on your target audience, which can result in higher earnings. 
• Use data to improve your performance: Most platforms will provide you with analytics on your target audience. Before you post your content, thoroughly analyse the provided data for accurate targeting. Later, track your performance by checking the click and bounce rates, time spent on pages, and your content rank. Use these to improve your performance.
• Build trust and credibility: In the financial sector, such as banking, trust and credibility are paramount. First, you must showcase transparency by disclosing your affiliate relationship to your audience. Also, ensure you promote only high-quality products that offer value.
• Create high-intent and targeted content: Start by conducting in-depth keyword research using tools like Ahrefs or SEMrush to identify topics that people are most likely to be interested in, based on your niche. Next, develop various educational articles and videos to connect with your audience. 

Challenges and Opportunities in the Banks’ Niche

The bank niche offers various opportunities to marketers. These programmes focus on delivering high customer value by offering financial products that address their needs. These provide you with the opportunity to reach your target audience and earn in return. They also provide an opportunity for you to build your credibility in the industry by partnering with trusted banks with high-quality products. 

However, you will also face various challenges, including compliance and regulatory issues, high competition, and reputational risk. Additionally, you may also fall victim to fraud and payout issues and data and tracking gaps, especially when you partner with an untrustworthy bank. 

Are Banks' Affiliate Programs Worth It?

Bank affiliate programmes are definitely worth it. The banks offer very high commissions, wherein some allow you to earn up to $5,000 in just a month. They also provide in-house training and tracking tools to ensure you are fully knowledgeable on how to market their products. Their cookie period is also long, with most starting from 90 days, ensuring that you get a maximum conversion rate. 

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