10 High-Paying Insurance Affiliate Programs for 2026

Are you a digital market looking to monetize your audience in the insurance niche? Then tapping into affiliate programmes is a smart move. These programmes allow you to partner with well-established insurance companies or aggregators and earn a commission by promoting their policies. 

While this becomes a passive source of income, it also presents an opportunity for you to gain your audience's trust and establish yourself as an authority in the industry.

Today, we will recommend to you the high-paying insurance affiliate programs to partner with. We will also guide you on how to select the right partner programmer, how to maximise your income, and the challenges and opportunities in this industry. 

List of the Top 10 Insurance Affiliate Programs for 2026

1. Blockchain-Ads affiliate programme - Up to 20% commission on referrals
2. Globelink affiliate programme - Up to 20% commission on sales
3. Staysure affiliate programme - 5%+ commission on sales
4. Insurance Protector affiliate programme - Up to 20% commission on sales
5. Liberty Mutual affiliate programme - Up to $10 payout per lead
6. Thimble affiliate program - $30 per qualified lead
7. Embroker affiliate program - Average of $250 for every referral
8. Simply Business affiliate program - 10% commission on sales
9. Policybee affiliate program - $40 commission on referrals
10. Freedom Health Insurance affiliate programme - 20% of the health insurance sales

1. Blockchain-Ads Partner Program – 10–20% recurring commission on referrals

Blockchain-Ads is a third‑generation advertising platform built for finance, fintech, iGaming, crypto, SaaS, and other regulated industries that want compliant, performance‑driven growth. The partner program is designed for influencers, consultants, agencies, and media publishers who want to grow revenue without extra workload by managing or recommending campaigns on Blockchain-Ads.​

Why You Should Promote the Blockchain-Ads Affiliate Program

The programme offers a tiered 10–20% ongoing revenue share based on partner level, along with one‑time bonuses for moving clients from competing ad platforms. Partners also get dedicated account management, sales support, free access to Blockchain Analytics, on‑chain custom audiences, reporting APIs. They also get a certified Partner badge that helps you stand out to advertisers in regulated sectors.​

• Commission: 10–20% recurring revenue share based on tier
• Cookie Duration: Not specified
• Payment Methods: Stablecoins
• Products: Full‑stack DSP/ad network, audience targeting & DMP, Nexus AI optimization, on‑chain attribution & analytics, real‑time reporting.

2. Globelink Affiliate Programme - Up to 20% commission on sales

The company offers a wide range of travel insurance policies for international travellers, including coverage for pre-existing medical conditions and adventure activities. Golobelink is an independent insurance intermediary and therefore does not offer personal advice; it provides coverage based on the information supplied by clients. 

Why You Should Promote the Globelink Affiliate Program

The platform offers a progressive commission plan, where you can increase you commission rate from 10% to 20%. The more sales you bring, the higher your commission goes. There are also banners that you can use to generate traffic, earn money, and test the waters to see what works best.  

• Commission: 20% commission on sales
• Cookie Duration: Not specified
• Payment Methods: PayPal, Bank transfer 
• Products: Travel insurance, annual trip insurance, long-stay trip insurance, winter sports insurance, and many more

3. Staysure Affiliate Programme - 5%+ commission on sales

This is a UK-based travel insurance provider that specialises in covering older travellers and those with pre-existing medical conditions. The organisation focuses on providing insurance to the over-50s demographic, offering single-trip insurance, annual multi-trip insurance, or long-stay insurance. There is also specialist medical travel insurance, offering extra coverage such as cruise, winter sports, gold, gadget protection, and travel disruption coverage. 

Why You Should Promote the Staysure Affiliate Program

Once you register as an affiliate, you can earn a 5% commission when you promote the travel insurance. The platform has high online conversion rates, which allows you to earn more commission. You’ll have access to a dedicated support team through the affiliate network partner, Tradedoubler, as well as direct contact with the company's internal affiliate management team.

• Commission: 5%+ commission on sales
• Cookie Duration: Not specified
• Payment Methods: Visa, MasterCard, Check
• Products: travel insurance policy

4. Insurance Protector Affiliate Programme - Up to 20% commission on sales

Insurance Protector is an independent insurance broker that offers business insurance solutions with competitive premiums and dedicated customer service. They are known to provide personalized and professional service while maintaining trust and integrity in client interactions.

Why You Should Promote the Insurance Protector Affiliate Program

You can earn 20% commission on every sale from your leads. There is also a 10% commission on every renewal from your sales. The company offers a variety you insurance products, allowing you to earn up to $1,000 per month. During your partnership, you have access to a dedicated project manager and an experienced, knowledgeable sales team. 

• Commission: Up to 20% commission on sales
• Cookie Duration: Not specified
• Payment Methods: Not specified
• Products: Home & Leisure insurance, mobile catering insurance, small business insurance, property insurance, breakdown insurance, and liability insurance

5. Liberty Mutual Affiliate Programme - Up to $10 payout per lead

Liberty Mutual is a leading American global insurer that offers a wide variety of property and casualty insurance products. The organisation operates in over 30 countries worldwide and functions through two primary strategic business units, which are the US Retail Markets and Global Risk Solutions.

Why You Should Promote the Liberty Mutual Affiliate Program

You can promote the Auto Insurance or Home insurance and receive a $10 standard payout. There is also the Renters Insurance that can give you a $3 standard payout. The platform also offers frequent promotions that allow you to earn a bonus commission, as well as free professionally designed screencards and custom creatives. You’ll also have access to a dedicated and responsive affiliate team.

• Commission: Up to $10 payout per lead
• Cookie Duration: Not specified
• Payment Methods: Checks, ACH, Payoneer
• Products: Persona and commercial insurance, specialty, and global services

6. Thimble Affiliate Program - $30 per qualified lead

This is an insurance organisation that offers liability insurance to small businesses, self-employed individuals, and freelancers. They provide short-term coverage for periods ranging from one hour to a day, with the ability to obtain quotes and approvals within 60 seconds after completing a form.

Why You Should Promote the Thimble Affiliate Program

Thimble will offer you a commission of $30 per qualified lead, and there is no limit on how much you can earn in a single month. During your affiliation journey on the platform, you will receive a dashboard that allows you to track the performance of your referrals and access additional marketing support materials, including banners, text links, and analytics.

• Commission: $30 per qualified lead
• Cookie Duration: Not specified
• Payment Methods: ACH and checks
• Products: General liability insurance, business equipment protection, professional liability insurance, and cyber insurance

7. Embroker Affiliate Program - Average of $250 for every referral

Embroker is an insurance brokerage that was founded in 2015 in San Francisco. It primarily specializes in commercial insurance solutions for startups, tech companies, law firms, financial services, consultants, and real estate agents. 

Why You Should Promote the Embroker Affiliate Program

The platform rewards you with an average of $250 for each company that signs up for Embroker. To receive the commission, you recommend the platform using a unique link, and your audience clicks on it, which brings them to the website. The ShareASale platform tracks its activity. You commission will increase the longer you stay as an affiliate for them. 

• Commission: Average of $250 for every referral
• Cookie Duration: 30 days
• Payment Methods: ACH and checks
• Products: Professional liability insurance, cyber liability insurance, directors and officers insurance, and commercial property and general liability insurance

8. Simply Business Affiliate Program - 10% commission on sales

Simply Business is a brokerage platform that offers small business insurance across more than 1,000 professions, including tradespeople, consultants, retailers, and freelancers. The customers will receive immediate certificates of insurance after purchase, facilitating compliance operations

Why You Should Promote the Simply Business Affiliate Program

After you become an affiliate, you receive a 10% commission on sales. There are performance incentives for top affiliates, mobile/content certification, a wide range of creations, and a dedicated affiliate team to help you every step of the way. 

You can also earn a $50 gift card if you successfully refer your friend to the platform’s services. The gift cards can be Amazon gift cards, John Lewis gift cards, or M&S e-gift cards.

• Commission: 10% commission on sales
• Cookie Duration: 30 days
• Payment Methods: Not specified
• Products: Public liability, Professional indemnity, landlords, employer’s liability, tradesman. Self-employed, restaurant insurance

9. Policybee Affiliate Program - Up to $40 commission on referrals

PolicyBee is an insurance broker platform that offers a range of insurance products, including business and business equipment insurance. They provide professional indemnity, public liability, and business insurance, ensuring flexible coverage to meet industry needs.

Why You Should Promote PolicyBee Affiliate Program

The platform will set you up with a personalised PolicyBee web page and an affiliate portal, allowing you to market and then reward you up to $40 for every policy sold. They also offer you trackable links, custom e-commerce tools, and easy-to-read occupational risk advice. 

• Commission: Up to $40 commission on referrals
• Cookie Duration: Not specified
• Payment Methods: Not specified
• Products: Professional indemnity insurance, public liability insurance, employer’s liability insurance, cyber insurance, and commercial property insurance

10. Freedom Health Insurance Programme - Up to 20% health insurance sale

Freedom Health Insurance is an organisation that provides health insurance for individuals, families, and business owners across the UK and internationally. The company was founded in 2003 and is an award-winning private medical insurance provider that offers exceptional customer service and simple, flexible products. 

Why You Should Promote the Freedom Health Insurance Affiliate Program

The platform will pay you 20% of every insurance sale you make. This 20% is the annual premium minus the insurance premium tax. You can also receive 10% for every health insurance lead. The 10% is gotten by subtracting the yearly premium from the insurance premium tax. You also gain access to a wide variety of banners in various shapes and sizes, as well as text links that you can use on your website. 

insurance sales

• Commission: 20% of the health insurance sale
• Cookie Duration: 30 days
• Payment Methods: Bank transfer, check
• Products: Freedom Elite, Freedom Essentials, and Freedom Worldwide

What You Need to Know About Insurance Affiliate Programs

Insurance affiliate programmes enable marketers and publishers to partner with insurance companies or aggregators, earning a commission for driving potential customers to subscribe to their policies. 

The affiliate creates content, such as blog posts, comparison tables, and social media posts, to drive traffic to the insurer’s website. 

Understanding Insurance Affiliate Programs

After creating content and posting, someone from your audience takes a specific action, such as requesting a quote or buying a policy through your link. You partner will then pay you a percentage of the purchase or a fixed rate. 

The payments can be done in different models, including: 

• Cost Per Lead (CPL): You earn a commission for each qualifying lead. This can be when you referral signs up and subscribes to receive notifications
• Cost Per Sale (CPS): You partner will pay you a commission when your clients purchase an insurance policy
• Recurring CPS: You receive a percentage commission every time your referral renews their insurance policy

Benefits of Insurance Affiliate Programs

Here are the benefits of affiliate marketing for insurance institutions:

• High commission rates: Insurance companies are known for their high commission rates, making them one of the most lucrative options in the affiliate marketing arena. These platforms can offer you a 20% commission rate or a $2,000 bonus.
• Passive income source: The most attractive aspect of insurance affiliate programmes is their potential to generate passive income. With the right efforts, your income can become consistently stable. 
• Opportunity to align with reputable brands: Affiliate programmes allow you to align yourself with well-established insurance brands, lending you credibility and trustworthiness. You can leverage the reputation to build consumer confidence and facilitate conversions.
• Access to a widerange of products: The insurance programmes offer a wide range of insurance types, incuding health insurance, auto insurance, homeowners insurance, and life insurance. This diversification allows you to choose a product range that aligns with your target audience and niche. 

Choosing the Right Insurance Affiliate Program

Here are what to consider when settling on a partner programme:

• Commission rates: Insurance programs will offer different commission rates depending on the value of the product being promoted. High-value items, such as life insurance, have higher commission rates, ranging from $40 to over $100. Therefore, evaluate the value of the commission being offered and settle for the best program
• Cookie duration: The higher the cookie duration, the better. This is because they determine how long after a user clicks your affiliate link you can earn a commission on their actions. Go for lifetime or longer cookie duration platforms. 
• Product range: A wide product range is best for attracting a broader audience. However, some programmes may offer niche-specific products while others provide comprehensive coverage.
• Trust and reputation of the partner brand: You must partner with well-established brands that can enhance your credibility and encourage audience engagement. Conduct thorough research on the insurance provider, taking note of their market standing and customer feedback. 
• Support system: The level of support you receive from your affiliate partner, which significantly affects your success in the market. Therefore, go for programs that offer dedicated affiliate managers, quality marketing materials, and ongoing training.

How to Maximize Earnings Through Insurance Affiliate Programs

Below are strategies you can put in place to improve your earnings during insurance programmes 

• Create compelling and informative content: Insurance is a high-value, long-term decision niche, and users will be looking for trustworthy information rather than a sales pitch. Therefore, you must focus on informative content that simplifies complex terms and processes to build trustworthy authority and trust.
• Target a specific niche: For the best marketing outcome, avoid being all over the place. Instead, focus on a particular segment of the audience and address their unique needs.
• Diversify promotional channels: Use a mix of channels to reach a wider audience. Create SEO-optimised blogs or websites with step-by-step guides and utilise long-tail keywords. For social media and search engines, leverage the capabilities of paid ads. You can also use email marketing by sending personalized newsletters and comparison guides to an opt-in subscriber list. 
• Select the right program and commission model: Use our guide on how to identify the right insurance affiliate partner and generate high-quality leads where you can confidently negotiate for higher commission rates.

Challenges and Opportunities in the Insurance Niche

The key challenges you may experience while affiliating with the insurance niche are mainly the regulatory compliance and operating pressure, which require you to meet all specific compliance mandates and can lead to poor performance and additional costs. Additionally, you may experience cybersecurity threats as the industry becomes more digitized and a lucrative target for cybercriminals. 

On the other hand, the insurance industry is highly personalised, allowing you to identify yourself beyond the price competition and meet specific, underserved needs. The integration of technology in the industry is also ensuring that traditional insurers can adopt new digital capabilities, such as mobile platforms, blockchain for transparency, and simplified product designs, without overhauling entire legacy systems at once.

Are Insurance Affiliate Programs Worth It?

Absolutely, this platform offers various earning opportunities through a diverse range of products. For a well-established affiliate marketer, these programmes can promise a consistent source of income. Additionally, being an evergreen marketing field that is rapidly evolving due to technological advancements, insurance affiliate programs are definitely worth the time and effort. 

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