10 High-Paying Financial Affiliate Programs for 2026

The financial sector is projected to grow by 7.6% and reach $44.9 trillion by 2028. This makes it a very lucrative industry to make money as an affiliate market. To earn in this industry, you first identify the best affiliate programs according to their commission rates, cookie duration, and the variety of products they offer.

Today, we introduce you to high-paying financial affiliate programmes that we have reviewed and verified. We will also guide you on ways to maximise your income in financial affiliate marketing, as well as the challenges and opportunities you may encounter.  

These are the top 10 financial affiliate programs for 2026:

1. Blockchain-Ads affiliate programme - Up to 20% commission on referrals
2. Penta Fintech affiliate programme - Up to 10% commission on referrals
3. City Traders Premium affiliate programme - 20% commission on qualified referrals
4. FundedNext affiliate programme - Up to 18% commission on every referral
5. Tide affiliate programme - $50 commission for successful referral
6. Wise Partnership affiliate programme - $10 commission for every conversion
7. Kiavi affiliate programme - Up to $700 for every qualified referral
8. FreshBooks affiliate programme - Up to $200 commission per sale
9. Experian affiliate programme - Up to $8 and $30 CP commission on every referral
10. Derive Patner programme - $100 commission for each referral

1. Blockchain-Ads Partner Program – 10–20% recurring commission on referrals

Blockchain-Ads is a third‑generation advertising platform built for finance, fintech, iGaming, crypto, SaaS, and other regulated industries that want compliant, performance‑driven growth. The partner program is designed for influencers, consultants, agencies, and media publishers who want to grow revenue without extra workload by managing or recommending campaigns on Blockchain-Ads.​

Why You Should Promote the Blockchain-Ads Affiliate Program

The programme offers a tiered 10–20% ongoing revenue share based on partner level, along with one‑time bonuses for moving clients from competing ad platforms. Partners also get dedicated account management, sales support, free access to Blockchain Analytics, on‑chain custom audiences, reporting APIs. They also get a certified Partner badge that helps you stand out to advertisers in regulated sectors.​

• Commission: 10–20% recurring revenue share based on tier
• Cookie Duration: Not specified
• Payment Methods: Stablecoins
• Products: Full‑stack DSP/ad network, audience targeting & DMP, Nexus AI optimization, on‑chain attribution & analytics, real‑time reporting.

2. Penta Fintech Affiliate Programme - Up to 10% commission on referrals

This innovative platform provides banking solutions to German businesses and startups. The platform offers a range of services, including invoicing, factoring, international transactions, and cash flow management. It operated with a mission of disrupting business banking in Europe and beyond by providing a comprehensive platform for all financial needs. 

Why You Should Promote the Penta Fintech Affiliate Program 

When you sign up on the platform, you receive up to 10% commission on every successful referral. The exact commission rate that determines your payment will be detailed in your affiliate dashboard after you sign up. You also receive promotional materials, such as banners, social media posts, and other marketing materials, to help effectively promote your brand.

• Commission: Up to 10% commission on referrals
• Cookie Duration: 30 days
• Payment Methods: PayPal
• Products: invoicing, factoring, international transactions, cashflow management

3. City Traders Imperium Affiliate Programme - 20% commission on qualified referrals

CTI is a UK-based priority trading firm that funds traders globally. This company was founded in 2018 and has been focusing on providing traders with the opportunity to grow their capital without risking personal funds. It offers the funds using various models, including Instant Funding and Challenge Funding. 

Why You Should Promote the City Traders Premium Affiliate Program

By partnering with CTI, you get an opportunity to align yourself with an established industry leader that is highly trusted. You will receive a 20% commission on qualified referrals. There is also assistance with account management and support for marketing materials.

• Commission: 20% commission on qualified referrals. 
• Cookie Duration: Not specified
• Payment Methods: PayPal, Bank transfer, and cryptocurrency
• Products: Funded accounts, trading instruments, evaluation programmes, profit sharing, and leverage options

4. FundedNext Affiliate Programme - Up to 18% commission on every referral

FundedNext is a UAE-registered company that offers traders worldwide access to funded trading accounts, advanced platforms, and performance-based profit sharing with up to $4 million in trading capital. 

Why You Should Promote the FundedNext Affiliate Program

This platform has three levels in which you can promote its products and receive a commission. First is the Galactic Level, where you receive a 12% commission on CFD, 10% LTV on future, and a 2% subaffiliate commission. Cosmic is the second level, where you receive 15% commission on CFD, 12% LTV commission on futures, and 5% subaffiliate commission. Lastly, there is the infinite option, which offers an 18% FTP commission on CFDs, a 15% LTV commission on futures, and an 8% subaffiliate commission. 

• Commission: Up to 18% commission on every referral
• Cookie Duration: Not specified
• Payment Methods: Not specified 
• Products: CFD and future accounts, and various challenge accounts

5. Tide Affiliate Programme - $50 commission for successful referral

Tide is a UK-based financial technology company that started its operations in 2015. This organisation offers mobile-first banking services for small and medium-sized enterprises. The platform provides a range of services, including invoicing, bookkeeping, and managing business accounts. 

Why You Should Promote the Tide Affiliate Program

Tide is a fast-growing platform, and you can become an affiliate partner. The platform will pay you a $50 commission for every person you refer who successfully becomes a Tide member. Tide will offer you professional support through a dedicated account manager, and you’ll also be able to track real-time performance through ImpactRadius. 

• Commission: $50 commission for successful referral
• Cookie Duration: Not specified
• Payment Methods: Not specified
• Products: Invoicing, bookkeeping, business management, accounts 

6. Wise Partnership Affiliate Programme - $10 commission for every conversion

Wise, formerly TransferWise, is a UK-based Fintech company that was founded in 2011. This platform offers fast, transparent, and low-cost international money transfers and multi-currency financial services globally. It allows you to send, receive, and hold money in multiple currencies through the Wise Account, Wise Business, and Wise Platform. 

Why You Should Promote the Wise Affiliate Program

This platform will reward you $10 for every conversion you complete on the platform. This conversion must be a new user who does not have a pre-existing Wise account and completes a cross-currency transaction. Once you join the partnership programme, you gain access to a dashboard to monitor your referral activities, utilize Wise API and widgets to enrich your content, and receive exclusive opportunities to collaborate with Wise.

• Commission: $10 commission for every conversion
• Cookie Duration: Not specified
• Payment Methods: Wise
• Products: Wise account

7. Kiavi Affiliate Programme - Up to $700 for every qualified referral

Kiavi is a 2013 platform that is based in California, United States. This platform is a leading tech-enabled private lender that offers fast, flexible, and technology-driven financial solutions for residential real estate investors. It has over $27 billion in funded loans across more than 100,000 projects. 

Why You Should Promote the Kiavi Affiliate Program

The Kiavi affiliate program is available in two distinct ways. First is the Keyholder affiliate program, where you can earn $700 for every qualified loan you refer that closes in the first 12 months. Secondly, you can earn $20 for every qualified lead you refer to them. The good news is that this platform offers rewards to your referrals. Every borrower will receive $350 in cash after closing their first qualified loan, making this program a significant selling point. 

• Commission: Up to $700 for every qualified referral
• Cookie Duration: No specified
• Payment Methods: Not specified

• Products: Lending & investment solutions, market position

8. FreshBooks Affiliate Programme - Up to $200 commission per sale

FreshBooks is a Toronto-based accounting and invoicing software company that focuses on serving small and medium-sized businesses and freelancers. Its primary services include invoicing, expense tracking, time and project management, online payments, payroll and accounting, API access, and an app marketplace with over 100 integrations. 

Why You Should Promote the FreshBooks Affiliate Program

You can join the FreshBooks affiliate programme by signing up on the platform. The platform will then pay you up to $200 per paid subscriber. In addition, you’ll receive a dedicated affiliate partner support team to guide you in case you need any marketing assistance. You will also receive protection from adware, coupon, and trademark bidding affiliates.

• Commission: Up to $200 commission per sale
• Cookie Duration: Not specified
• Payment Methods: ACH, PayPal, and Bank Transfer
• Products: Invoicing, time tracking, expense tracking, financial management, and pricing plans

9. Experian Affiliate Programme - Up to $8 and $30 CP commission on every referral

Experian is a global financial and technology company that specialises in credit analytics and reporting, mortgages, loans, and fraud prevention, helping people and businesses make informed decisions. It has notable offices in the United States, Brazil, Germany, the United Kingdom, Singapore, and India.  

Why You Should Promote the Experien Affiliate Program

When you join its affiliate program, you can earn a $8 commission and an additional $30 CPA, depending on the quality of your referral. You will also receive creative options, such as photos, videos, text links, and banners, to help enhance your marketing.  The platform will also provide you with a tracking code that you can use to engage your audience through the platform. 

• Commission: Up to $8 and $30 CP commission on every referral
• Cookie Duration: 30 days
• Payment Methods: PayPal
• Products: Credit cards, loans, mortgages, and car finance

10. Deriv Patner Programme - $100 commission for each referral

Deriv Patner is an affiliate and an introducing broker program of Deriv, formerly Binary.com. This program allows individuals and businesses to earn a commission by referring clients to trade CFDs, Options, synthetic indices, and cryptocurrencies. It is regulated by the Malta Financial Services Authority (MFSA), VFSC, and the British Virgin Islands (BVI).

Why You Should Promote the Deriv Patner Affiliate Program

This organisation will pay you $100 for each referral you bring to the platform. The person you referred must make a deposit, and then you will be rewarded a percentage of the money they just spent. During your affiliate journey, you’ll receive various support from marketing tools to an automated performance tracker. 

• Commission: $100 commission for each referral
• Cookie Duration: Not specified
• Payment Methods: Major credit cards and e-wallets like PayPal
• Products: Forex, derived indices, stocks, stock indices, commodities, cryptocurrency exchange, ETFs. 

What You Need to Know About Financial Affiliate Programs

Financial Affiliate marketing is simple: Financial brands partner with publishers, influencers, or networks that promote their products and services, and in return, the affiliates earn a commission for each qualified lead or sale. 

Understanding Financial Affiliate Programs

As a financial affiliate marketer, you promote a range of products, including credit cards and personal loans, insurance and insuretech services, investment and trading platforms, buy-now-pay-later (BNPL) services, and cryptocurrency exchange and wallets.

After marketing, your partner brand will measure your success and pay you a commission based on:

• Cost Per Lead (CPL): This refers to the cost incurred for every sign-up, form completion, or subscription to updates and newsletters.
• Cost Per Acquisition (CPA): This is the cost for leads that become customers, by either making a purchase, paying for a service, or subscribing to a particular programme
• LTV (Lifetime Value): You will be paid a commission from each converted user every time they spend on the platform

Benefits of Financial Affiliate Programs

Here are the key benefits of participation in the financial affiliate programmes: 

• Passive income: Financial affiliate programmes are a good source of passive income as you promote the products and services and get paid a commission
• Diverse options: There is a wide range of niche options to promote in this industry. You can opt for trading platforms that offer funding, lending organizations, or investment companies.
• High commission: The commissions offered in this industry are very competitive and generous, which leads to significant earnings
• Offers free marketing tools and support: Most financial affiliate programs will provide you with free tools, including their analytics on market performance. This helps you to strategize and sharpen your marketing skills.

Choosing the Right Financial Affiliate Program

• Transparency and real-time tracking: Your affiliate partner will give you 24/7 visibility into performance. You should be able to track every lead, conversion, and commission in real time through the online affiliates dashboard.
• Competitive and flexible commission structures: Opt for financial affiliate programmes with flexible commission rates that fit you marketing model. This should include flat-rate payouts for quick and one-time rewards, recurring or lifetime commission for ongoing client relationships, and tiered incentives for referrals that convert at a later time.
• Tech-enable simplicity: Choose partner programmes that have integrated landing pages, CRMS, or SaaS platforms in their system. There should also be cookie days that last a long time, allowing you to focus on outreach.
• Strong product-market fit: Partner with brands that offer what the public truly needs that you can confidently recommend. You can explore financial solutions, such as invoice factoring, asset-based lending, and payroll funding, which address urgent cash flow challenges.
• Dedicated support and marketing tools: Go for programmes that don't treat your partnership like a transaction. The right platforms will offer you a dedicated account manager to guide you through the affiliate marketing period. There should also be free marketing tools to represent the brand to the public effectively. 

How to Maximise Earnings Through Financial Affiliate Programs

Here is what you can do to maximise your earnings:

• Research and understand: The financial market can be very complex, even for you as a marketer. So, before you even recommend the services to your audience, do thorough research on the financial products and services and understand their value.
• Build trust: Trust is the major problem in the financial niche. So position yourself as a reliable source of information and guidance by providing accurate, unbiased content.
• Quality content: Create high-quality, helpful content that educates and informs your audience about financial products and services
• Use multiple channels: Leverage all channels you have access to to reach your target audience. Utilize every social media channel and teaching engine.

Challenges and Opportunities in the Financial Niche

Affiliating in the financial niche can be highly lucrative, as everyone is always looking to invest or obtain a loan, resulting in high demand. However, this niche has its huddles. The top concern in the financial niche is the risk of fraud, which may not only be an issue just between you and your partners but also among your audience. The high regulation of the financial niche can also lead to delayed payouts, which impacts cash flow. You may also encounter complex regulatory compliance issues, which may affect your marketing capabilities. 

But given that it is a high-demand market, you must ensure compliance and build trust with your audience to succeed. Educate them on the possible challenges, especially when it comes to cashflow issues, so that they don’t easily lose trust. 

Are Financial Affiliate Programs Worth It?

Definitely, these programs offer very competitive commission that proves worthwhile. You can even get a $700 payment just for referring someone for a loan. Additionally, there are a variety of options that you can always present to your users, ranging from investment and trading options to lending money and analysis of financial risks. However, you have to be very careful and ensure you stay on the right side of the law during your marketing.