10 High-Paying Loans Affiliate Programs for 2025

The lending marketplace has stood as an attractive vertical for lead generation and high conversion rates, thanks to its evergreen nature and high demand for personal and business financing. As an affiliate marketer, you can join this industry by partnering with various loan companies promoting their products and earn commission for driving traffic to their platform.

But to succeed, you must go for trusted and high-paying loan affiliate programmes with favourable terms and conditions. Our guide today will introduce you to some of the programmes that you should consider joining. We will also guide you on how to identify the right platform and maximise your earnings.

List of the Top 10 Loans Affiliate Programs for 2025

1. Blockchain-ads affiliate program - Up to 20% commission on referrals
2. Round Sky affiliate program - Up to $250 per lead
3. Profitner affiliate program - Up to $230 per lead
4. Leadstack Media affiliate program - Up to 90% commission rate, $300 payout per qualified lead
5. Volsor affiliate program - Up to 10% commission on successful leads
6. New Silver affiliate program - $50 per generated lead, 50 bps per closed loan sale
7. Zappian affiliate program - Over $100 per lead
8. Stopgo Networks affiliate programme - Up to $320 payout per lead
9. Lightstream affiliate program - $60 commission for every funded loan referral
10. Rocket Money Affiliate Program - $4 - $10 commission on sales

1. Blockchain-Ads Partner Program – 10–20% recurring commission on referrals

Blockchain-Ads is a third‑generation advertising platform built for finance, fintech, iGaming, crypto, SaaS, and other regulated industries that want compliant, performance‑driven growth. The partner program is designed for influencers, consultants, agencies, and media publishers who want to grow revenue without extra workload by managing or recommending campaigns on Blockchain-Ads.​

Why You Should Promote the Blockchain-Ads Affiliate Program

The programme offers a tiered 10–20% ongoing revenue share based on partner level, along with one‑time bonuses for moving clients from competing ad platforms. Partners also get dedicated account management, sales support, free access to Blockchain Analytics, on‑chain custom audiences, reporting APIs. They also get a certified Partner badge that helps you stand out to advertisers in regulated sectors.​

• Commission: 10–20% recurring revenue share based on tier
• Cookie Duration: Not specified
• Payment Methods: Stablecoins
• Products: Full‑stack DSP/ad network, audience targeting & DMP, Nexus AI optimization, on‑chain attribution & analytics, real‑time reporting.

2. Round Sky Affiliate Program - Up to $250 per lead

Round Sky Platform is not a direct loan lender company. It specialises in lead generation and is a personal loan affiliate platform. This platform mainly focuses on connecting consumers seeking payday and personal loans to financial partners and lenders. 

Why You Should Promote the Round Sky Affiliate Program

You can earn up to $250 as a revenue share depending on the quality of your lead. After you sign up with the platform, you’ll receive all necessary marketing materials, including Revshare & CPA offers, API instructions, and website widgets. 

• Commission: Up to $250 per lead
• Cookie Duration: Not specified
• Payment Methods: ACH, PayPal, Wire transfer, Check 
• Products: short-term personal loans, instalment loans, and cash advance loans

3. Profitner Affiliate Program - Up to $230 per lead

Profitner is a loan company that started its operations in 2017 and is based in Kyiv, Ukraine. This platform operates as a provider of an affiliate program for personal and payday loans, connecting affiliates with lenders and offering various tools and resources to help markets succeed. 

Why You Should Promote the Profitner Affiliate Program

As an affiliate, you can earn up to $230 for a sold lead. Through this platform, you get very high commissions of up to 90% revenue share. Profitner will also offer you smart integration and rapid data access. 

• Commission: Up to $230 per lead
• Cookie Duration: Not specified
• Payment Methods: Wire transfer, Payoneer, ACH, PayPal, WebMoney, Skrill
• Products: Personal loans, payday loans

4. Leadstack Media Affiliate Program - Up to 90% commission rate, $300 payout per qualified lead

Leadstack Meadi is a US-based performance marketing company that specialises in high-paying loan affiliate programmes. The platform programs offer commissions of up to 90% per lead generation for personal, payday, and instalment loans with reliable weekly payouts.

Why You Should Promote the Leadstack Media Affiliate Program

This platform runs a high-paying affiliate program where you can be paid up to $300 for every accepted lead in the USA. As a VIP affiliate, you can enjoy up to 90% commission no matter how big or small your referral is. The platform also has a wide range of payday and personal loan options, allowing you to have the right products to market to your audience. 

• Commission: Up to 90% commission rate, $300 payout per qualified lead
• Cookie Duration: Not specified
• Payment Methods: PayPal, Wire transfer
• Products: Payday, personal loans

5. Volsor Affiliate Program - Up to 10% commission on successful leads

Volsor is an unfunded company that is based in Prague, Czech Republic. It operates as a payday loan search engine and affiliate program rather than a direct lender. It offers a search engine for payday loans, connecting applicants with various credit companies. 

Why You Should Promote the Volsor Affiliate Program

This platform will pay you based on the quality of your lead. For instance, for a premium lead, you can receive 17% commission, 29% commission for top quality leads, 20% for average quality leads, 18% for low quality leads, and 16% for unusable leads. From time to time, you get various marketing tools to help you during your partnership. 

• Commission: Up to 10% commission on successful leads
• Cookie Duration: Not specified
• Payment Methods: Not specified
• Products: Payday loans

6. New Silver Affiliate Program - $50 per generated lead, 50 bps per closed loan sale

New Silver is a fintech company that started its operations in 2018. This company specialises in fast and flexible loans to real estate investors. You can receive a range of loan products, including fix and flip, 30-year rent, and construction loans. The platform has a reputation for instant approvals, same-day term sheets, and proof of funds letters. 

Why You Should Promote the New Silver Affiliate Program

When you send traffic to the platform from your website, blog, or social media posts, the platform pays you $50 per generated lead. The leads are determined in terms of every complete loan application. You also receive $50 bps for each closed loan ($500-$3,000).

• Commission: $50 per generated lead, 50 bps per closed loan sale
• Cookie Duration: Not specified
• Payment Methods: Not specified
• Products: Real estate loans such as fix & flip, rent, ground-up

7. Zappian Affiliate Program - Over $100 per lead

Zappian is a US-based lead generation and digital marketing platform that specialises in high-quality loan and affiliate leads. It offers lead generation for lenders and affiliates, with a focus on personal loan leads, debt consolidation loan leads, auto loans, and payday loans leads.  

Why You Should Promote the Zappian Affiliate Program

This platform has one of the most flexible payment modes. You can earn based on the number of clicks on the links, for every lead generated, and for securing a new sale. You can receive a minimum commission of $100 based on the sales you’ll generate. The platform also offers you real-time reporting features, timely payments, and a dedicated support team to assist you. 

• Commission: Over $100 per lead
• Cookie Duration: Not specified

• Payment Methods: Wire transfer, ACH
• Products: Personal loans, payday loans, debt consolidation, and auto loans

8. Stopgo Networks Affiliate Program - Up to $320 payout per lead

This is a UK-based online consumer finance and loan lead generation company. Stopgo Networks specialises in affiliate marketing and fintech solutions across the UK, USA, and Canada. The core services of Stopgo Networks are offering short-term, instalment, and personal loans. It also provides technical solutions, including proprietary forms for lead distribution, API integration, fraud detection, reporting, and customised mobile-first iFrame forms to optimise conversion. 

Why You Should Promote the Stopgo Networks Affiliate Program

You will be paid up to $320 commission per lead that you bring to the platform. During your affiliate journey, you’ll have free access to email creatives, banners, website templates, and JavaScript forms. The platform will also ensure you have dedicated account managers, expert marketing support, and very flexible payment methods. 

• Commission: Up to $320 payout per lead
• Cookie Duration: Not specified
• Payment Methods: PayPal, Wire Transfer, Bank ACH
• Products: short-term loans, instalment loans, personal loans

9. Lightstream Affiliate Program - $60 commission for every funded loan referral

This platform operates as an online lending division of Trust Bank. It specialises in personal loans, offering borrowers flexible amounts and loan terms while leveraging Trust’s financial stability and regulatory oversight. 

Why You Should Promote the Lightstream Affiliate Program

When you join the Lightstream affiliate program, you can earn $60 for every funded loan you refer through the partner links. Support. Once you are accepted as an affiliate, you’ll have access to 100+ banner ads, CTA buttons, content, and text links to help with marketing. 

• Commission: $60 commission for every funded loan referral
• Cookie Duration: Not specified
• Payment Methods: ACH, Wire transfer, Check
• Products: Home improvement & auto loans. Debt consolidation, recreation loans

10. Rocket Money Affiliate Program - $4 - $10 commission on sales

Rocket Money, formerly Truebill, is a personal finance software and app that helps users manage subscriptions, track spending, automate savings, negotiate bills, and offer loans. This company has its headquarters in Michigan and operates under subsidiaries such as Rocket Mortgage, Rocket Loans, Rocket Home, and Rocket Close.

Why You Should Promote the Rocket Money Affiliate Program

This platform pays you between $4 - $10 commission on sales when you successfully promote its products to people building savings accounts, paying off debt, or struggling to stay on top. During your affiliation journey, you can access the platform 24 hours a day with access to reporting, banners, and text links. 

• Commission: $4 - $10 commission on sales
• Cookie Duration: Not specified
• Payment Methods: Not specified

• Products: Personal loans, Mortgage, RocketMoney, Rocket Pro, Rocket Close

What You Need to Know About Loans Affiliate Programs

Business loan affiliate programmes are permits that allow affiliates (marketers, bloggers, influencers, and loan agencies) to advertise loan products offered by loan companies such as credit unions, banks, or online lenders. 

Understanding Loans Affiliate Programs

The affiliates are given a unique referral link, which they share with their audience through their YouTube channel or social media. The audience clicks on the link and applies for a loan, and the affiliate marketer gets paid, either per lead or per approved loan. 

The loan affiliate programmes can be:

• Payday loan affiliate programmes
• Personal loan affiliate programs
• Business  loan affiliate programmes

Benefits of Loans Affiliate Programs

These are the benefits of being an affiliate with loan affiliate programmes: 

• High payouts per lead or sale: Business loans are costly financial instruments, and for just a single lead, you can earn between $100 and $500. The approved loan commission can even go as high as $1,000 or more. 
• Diverse financing options for the audience: As an affiliate, you’ll have access to many financing options, from which you choose the most suitable one for your audience. The programmes offer a complete range of loan products, from personal to business and mortgage loans. Sometimes they even provide custom-made solutions to specific customers.
• Opportunities to partner with well-established and respected brands: The affiliate programs are a great opportunity for you to align yourself and get recognised as part of well-established, respected, and trusted companies in the industry. This helps you build an audience of trust and build yourself as an authority in the industry. 
• Growing market demand: The demand for loan services has been steadily increasing, accelerated by factors such as the slowdown in traditional lending and the rise of online financial services. People now have easier ways of accessing loans online instead of waiting in long lines at banks.

• Great earning potential: Business loan affiliate programmes are the best way to earn income by promoting financial products and services. You can access commission fees ranging from $10 to $2,000 per sale. 

Choosing the Right Loans Affiliate Program

Here are the factors you must consider when selecting the best loan affiliate programme: 

• Commission structure and rate: Loan affiliate programmes can offer flat rate or tiered structured commissions. It is important that you understand how much you will earn from each structure. Also, when you go for high payout loans, look for specific conditions and requirements.
• Products and service quality: Look at the loan quality based on loan terms, markup rates, client service, and overall positive feedback for creditors and borrowers. Learn terms such as the settlement terms and credit score requirements, which may change or affect your audience's decision to go for one. 
• Brand reputation: In a loan affiliate programme, a brand reputation is very important in improving customer loyalty to the company and in attracting more potential customers. You should partner with well-known firms with the best customer feedback and top rankings. This makes you successful with aggressive marketing efforts than if your partner has a bad reputation platform.
• Payout terms: Look at the payout frequency and cookie period deviations. Go for reliable payment due dates, mostly of which are monthly, fortnightly, or weekly. The cookie period, on the other hand, will determine how long your referral stays connected with your affiliate link before another referrer can claim the commission. The best loan affiliate programmes offer longer cookie durations. 

How to Maximise Earnings Through Loans Affiliate Programs

Here is how to earn the trust of your audience and maximise your earnings with loan affiliate programmes:

• Understand your audience: Differentiate if you are promoting a personal or business loan, then tailor your message to the specific niche. Note that the content of your messaging should demonstrate empathy for your audience's issues, such as problems with cash flow, delays in payment, or growing blockages.
• Focus on high-value leads: Affiliate programmes offer high commission rates for qualified leads, so target leads that are likely to convert into customers. 
• Use lead magnets to build trust: When creating content, ensure you offer downloadable PDFs such as “Top 5 Funding Options for Small Businesses 2025”, “SBA Loan Checklist”. Track emails and follow-up leads via automated emails, and encourage affiliate links with a follow-up sequence.
• Promote the products through multiple channels: Diversify you affiliate marketing beyond blog posts and paid ads. Create YouTube Tutorials and reviews of lenders, LinkedIn posts, Facebook Groups for entrepreneurs, and cold outreach using landing pages. 
• Stay updated with industry trends: Ensure you monitor the latest business loan market developments to stay ahead of the competition.

Challenges and Opportunities in the Loans Niche

There are so many opportunities in promoting loan affiliate programmes. This niche offers high commission rates and a wide range of products that make it easy to reach the right audience. The commission is also a good source of passive income.

However, you will also experience many challenges. This includes regulatory issues, high competition, and difficulty in engaging the audience. The loan industry has strict compliance rules and regulations that you must adhere to, which can prove complex and time-consuming. Additionally, there is high competition in the industry, and you must therefore employ better strategies in trying to connect with your audience. 

Are Loans Affiliate Programs Worth It?

Loan affiliate programmes are definitely worth it. These programs give marketers an opportunity to earn a passive source of income. Additionally, the loans solve so many issues, especially when it comes to small businesses that are in dire need of funding. As an affiliate marketer, you must therefore identify programmes that offer loans that solve the problems of your audience. Align yourself with them, and educate your audience to accept the help these loan companies are offering.